Workers Compensation & New York State disability for Domestic Employees
If you employee anybody for 40 hours a week, they are considered a full time employee and thus eligible for workers compensation and NYS disability and these are mandatory State law coverages.
Whether the employed person is a nannie, housekeeper or handyman for example, they are entitled to these coverages and you could be out of pocket if they have a work related injury.
The JWA can set up these coverages and take all the hassle out of dealing with the State bureaucracy.