Excess Liability (Commercial Umbrella)

Excess Liability (Commercial Umbrella)

Business People Walking Along

This coverage provides additional limits beyond an underlying commercial general liability policy. It requires that the underlying policy always be in force as it cannot function as an underlying policy as well. It can be customizable and limits up to $100,000,000+ can be purchased.

It works by defending the business (or an employee on company business) when the underlying liability insurance has been exhausted. This can happen quite easily when multiple lawyers are being retained.

Excess liability insurance can be looked on as “peace of mind” coverage for the business owner and an “asset protection” policy, both relevant concepts for the successful business. JWA will structure a liability package of underlying and excess cover that will ensure complete “peace of mind”.

John Wiltshire Insurance Agency offers Excess Liability (Commercial Umbrella) Insurance policies for the greater New York City area. If you’re looking for Excess Liability (Commercial Umbrella) insurance in NYC, Brooklyn, Queens, Staten Island or the Bronx, JWA has a Excess Liability (Commercial Umbrella) insurance policy customized for your needs. We also provide Excess Liability (Commercial Umbrella) insurance policies for businesses on Long Island, Westchester, and the Hamptons. JWA Excess Liability (Commercial Umbrella) insurance policies on Long Island, Westchester, and the Hamptons provide protection and peace of mind. Contact John Wiltshire Agency for your Excess Liability (Commercial Umbrella) insurance needs in New York City including NYC, Brooklyn and Queens, Westchester, Long Island and the Hamptons.