Builders Risk Insurance

Personal InsuranceBuilders Risk Insurance

Builders risk coverage is a special type of contract that covers a house whilst under construction and is usually an endorsement to an in force homeowners policy. Sometimes, in the case of ground up construction for example, it is an annualized standalone policy.

It covers the existing structure plus the new construction and will also cover building materials, and fixtures etc to be used in the construction. It will expire when the building is finished and a certificate of occupancy is in hand.

It is important when starting major construction to inform your agent, this will ensure you have coverage in the event of a claim. 80% of all household claims happen during some form of construction, the JWA will make sure that the coverage is appropriate and the owner is protected in all ways, including being added to the general contractors insurance for added protection.

John Wiltshire Insurance Agency offers Builders Risk insurance policies for the greater New York City area. For Builders Risk Insurance in NYC, Brooklyn, Queens, Staten Island or the Bronx, JWA has a Builders Risk insurance policy customized for your needs. We provide Builders Risk insurance policies for Long Island, Westchester, and the Hamptons. Our Builders Risk insurance policies on Long Island, Westchester, and the Hamptons provide insurance, protection and peace of mind. Contact John Wiltshire Agency for all your Builders Risk insurance needs in New York City including NYC, Brooklyn and Queens, Westchester, Long Island and the Hamptons.