Business Owners Insurance
This is commonly called a Business Owners Policy (BOP). It covers your liability and business property (computers, office furniture, etc.) exposure in one convenient package. It also includes other important business-related coverages, like business interruption, car coverage, crime, and electronic data loss. The most important additional coverage is business interruption, which gives the owner related expenses like lost income if the business cannot operate in the event of an insured loss. It will also cover relocation expenses, etc., up to the policy limit. There are a host of other coverages and sublimits too numerous to mention here.
A Business Owners Policy is a package policy that can be customized for your particular business. The BOP is tailored for small and medium-sized businesses. If you own your business’s office or building, then that would be a separate coverage.
JWA is a go-to resource for small to medium-sized businesses. We have extensive experience in this space and look forward to being your advocate when looking for the best coverage at the best price.
- Property Insurance
- Casualty (Liability) Insurance
- Excess Liability (Commercial Umbrella)
- Business Interruption & Extra Expense Insurance
- Inland Marine
- Contractor’s Liability
- Professional Liability (Errors and Omissions)
- Directors and Officers Liability Insurance (D and O Insurance)
- Surety Bonds
- Workers Compensation
- Cyber Risk Or Internet Liability Insurance