Casualty (Liability) Insurance
Commercial general liability insurance is a comprehensive policy that covers claims of damage and injury caused by the business. It covers bodily injury, personal injury (including libel and slander), property damage, and advertising injury. This is generally bought as a standalone policy in conjunction with a property policy and the limits can be customized.
It is a critical policy to purchase as it protects the business’s assets. In this litigious society, it provides a safety net as the value of judgments has increased steadily over the years. It is also recommended that a commercial umbrella policy be bought as extra coverage as the general liability limits may be deemed too low.
JWA can package all of the appropriate coverages and ensure there are no gaps in coverage or ambiguous terms and conditions.