Contractor’s Liability Insurance

Contractor’s Liability Insurance

Business People Walking Along

Most states mandate the purchase of a general contractor’s liability policy. Local townships and municipalities also often require local contractors to have this policy.

Coverage (and exclusions) can vary from policy to policy and different limits are offered that often may need to be increased. Obviously, a construction site can be a dangerous place and no matter how careful the contractors, subcontractors, and their employees are, the potential for damage to property or personal injury is great.

New York State has many inherent difficulties because of the introduction of various labor laws that specifically impact the construction industry. JWA understands the potential pitfalls in placing contractor’s liability coverage in this state and can structure a policy that leaves no potentially harmful exclusions.

It is also recommended that contractors purchase a commercial umbrella policy, especially when the construction cost exceeds $1,000,000.

John Wiltshire Insurance Agency offers Contractor’s Liability Insurance policies for the greater New York City area. For Contractor’s Liability insurance in NYC, Brooklyn, Queens, Staten Island or the Bronx, JWA has a Contractor’s Liability insurance policy customized for your needs. We also provide Contractor’s Liability insurance policies for Long Island, Westchester, and the Hamptons. JWA Contractor’s Liability insurance policies on Long Island, Westchester, and the Hamptons provide protection and peace of mind. Contact John Wiltshire Agency for your Contractor’s Liability insurance needs in New York City including NYC, Brooklyn and Queens, Westchester, Long Island and the Hamptons.