Business Insurance

Business Owners Insurance

Business People Walking Along

This is commonly called a Business Owners Policy (BOP). It covers your liability and business property (computers, office furniture, etc.) exposure in one convenient package. It also includes other important business-related coverages, like business interruption, car coverage, crime, and electronic data loss. The most important additional coverage is business interruption, which gives the owner related expenses like lost income if the business cannot operate in the event of an insured loss. It will also cover relocation expenses, etc., up to the policy limit. There are a host of other coverages and sublimits too numerous to mention here.

A Business Owners Policy is a package policy that can be customized for your particular business. The BOP is tailored for small and medium-sized businesses. If you own your business’s office or building, then that would be a separate coverage.

JWA is a go-to resource for small to medium-sized businesses. We have extensive experience in this space and look forward to being your advocate when looking for the best coverage at the best price.


John Wiltshire Insurance Agency offers a Business owners insurance policy including Property Insurance, Casualty (Liability) Insurance, Excess Liability (Commercial Umbrella), Business Interruption & Extra Expense Insurance, Inland Marine, Contractor’s Liability, Professional Liability, Directors and Officers Liability Insurance, Surety Bonds, Workers Compensation, Cyber Risk Or Internet Liability Insurance policies for the greater New York City area. If you’re looking for business insurance in NYC, Brooklyn, Queens, Staten Island or the Bronx, JWA has a business insurance policy customized for your needs. We also provide business owners insurance policies for Long Island, Westchester, and the Hamptons. Our business owner’s insurance policies provide businesses on Long Island, Westchester, and the Hamptons with insurance, protection and peace of mind. Contact John Wiltshire Agency for all business insurance needs in New York City including NYC, Brooklyn and Queens, Westchester, Long Island and the Hamptons.