Auto Insurance
Insurance coverage attached to your car is a multi pronged entity, it covers your car of course but also covers people inside your car, the other car (or other peoples property) in the event you are considered at fault and you if the other car is uninsured or underinsured in the event they are at fault.
It also covers medical payments to help with minor injuries, comprehensive coverages in the event that something happens to the car, other than collision, towing and labor and substitute transportation if your car is off the road.
It’s a one stop policy for anything that can go wrong whilst driving but appropriate limits must be bought, the State minimums are just not enough and could leave you severely exposed in the event of an accident.
The John Wiltshire Agency will never write liability limits lower than $250,000 per person and $500,000 per car or $300,000 per person and car.